About us
Think big. Set ambitious goals. Invest in the future.
About us
Think big. Set ambitious goals. Invest in the future.
We are here for the ambitious – those who are active, independent, and with an entrepreneurial mindset. We offer app based retail banking products for individuals and flexible lending for businesses. Our services are simple, transparent, and accessible via modern digital channels.
Make your money work for you
We are a savings-focused bank, dedicated to raising financial awareness and helping people grow their money. With an investment-first mindset, we believe wealth is built through saving and investing.
Our app is designed with simplicity in mind, making it easy to focus on growth rather than spending or credit.
Make your money work for you
We are a savings-focused bank, dedicated to raising financial awareness and helping people grow their money. With an investment-first mindset, we believe wealth is built through saving and investing.
Our app is designed with simplicity in mind, making it easy to focus on growth rather than spending or credit.
Built by
entrepreneurs
for entrepreneurs
Founded by investment bankers and entrepreneurs, we know what it takes to scale a business.
We empower entrepreneurs by providing the funding and services needed for growing their businesses.
Built by entrepreneurs for entrepreneurs
Founded by investment bankers and entrepreneurs, we know what it takes to scale a business.
We empower entrepreneurs by providing the funding and services needed for growing their businesses.
Excellent customer service
Our approach is customer-centric, with every product designed around user experience. Our focus is on continuous improvement at each step of the service process.
We deliver innovative solutions that are reliable and easy to use, ensuring your interactions with us are seamless and efficient.
Excellent customer service
Our approach is customer-centric, with every product designed around user experience. Our focus is on continuous improvement at each step of the service process.
We deliver innovative solutions that are reliable and easy to use, ensuring your interactions with us are seamless and efficient.
Make your money work for you
We are a savings-focused bank, dedicated to raising financial awareness and helping people grow their money. With an investment-first mindset, we believe wealth is built through saving and investing.
Our app is designed with simplicity in mind, making it easy to focus on growth rather than spending or credit.
Built by
entrepreneurs
for entrepreneurs
Founded by investment bankers and entrepreneurs, we know what it takes to scale a business.
We empower entrepreneurs by providing the funding and services needed for growing their businesses.
Excellent customer service
Our approach is customer-centric, with every product designed around user experience. Our focus is on continuous improvement at each step of the service process.
We deliver innovative solutions that are reliable and easy to use, ensuring your interactions with us are seamless and efficient.
Values. Our mission is to enhance access to financial services and capital. We empower people and businesses to think big and take actions, set ambitious goals and invest in the future.
No Bullshit
We keep it simple. We prioritise simplicity, act promptly and communicate in a way that everyone can understand. By doing this, we make sure our business relationships are based on transparency and openness.
No Bullshit
We keep it simple. We prioritise simplicity, act promptly and communicate in a way that everyone can understand. By doing this, we make sure our business relationships are based on transparency and openness.
Agile
We listen to our customers and provide solutions that fit their needs. To us partnership is important. We support those who are committed. Even during challenges, we remain focused on finding solutions.
Agile
We listen to our customers and provide solutions that fit their needs. To us partnership is important. We support those who are committed. Even during challenges, we remain focused on finding solutions.
Never Satisfied
We create real value for our customers, continuously seeking the best possible outcomes. Whether dealing with investors or customers, we establish clear expectations and work efficiently and sustainably to meet them.
Never Satisfied
We create real value for our customers, continuously seeking the best possible outcomes. Whether dealing with investors or customers, we establish clear expectations and work efficiently and sustainably to meet them.
History
We entered the UK market in 2018 by opening a branch. In 2021, we founded LHV Bank as an independent bank within the LHV Group. In 2023, we became a fully authorised bank and completed our transition from branch to bank.
LHV Group
LHV Bank is a subsidiary of LHV Group, a rapidly growing financial group and capital provider based in Estonia. LHV Group operates in the banking, asset management, and insurance markets across the EU and UK, employing over 1,000 professionals and managing over £10 billion of financial assets. LHV Group is publicly traded on Nasdaq Baltic (LHV1T). Explore LHV Group →
Members of the Board
Madis Toomsalu
Chairman of the Board
Madis Toomsalu
Chairman of the Board
Madis Toomsalu
Chairman of the Board
Paul Horner
Independent Non-Executive Director
Paul Horner
Independent Non-Executive Director
Paul Horner
Independent Non-Executive Director
Sally Veitch
Independent Non-Executive Director
Sally Veitch
Independent Non-Executive Director
Sally Veitch
Independent Non-Executive Director
Keith Butcher
Independent Non-Executive Director
Keith Butcher
Independent Non-Executive Director
Keith Butcher
Independent Non-Executive Director
Gill Lungley
Independent Non-Executive Director
Gill Lungley
Independent Non-Executive Director
Gill Lungley
Independent Non-Executive Director
Erki Kilu
Chief Executive Officer
Erki Kilu
Chief Executive Officer
Erki Kilu
Chief Executive Officer
Rachelle Frewer
Chief Financial Officer
Rachelle Frewer
Chief Financial Officer
Rachelle Frewer
Chief Financial Officer
Executive Committee
Erki Kilu
Chief Executive Officer
Erki Kilu
Chief Executive Officer
Erki Kilu
Chief Executive Officer
Rachelle Frewer
Chief Financial Officer
Rachelle Frewer
Chief Financial Officer
Rachelle Frewer
Chief Financial Officer
Kris Brewster
Director of Retail Banking
Kris Brewster
Director of Retail Banking
Kris Brewster
Director of Retail Banking
Conor McDermott
Director of SME Lending
Conor McDermott
Director of SME Lending
Conor McDermott
Director of SME Lending
Anita Paju
Director of Banking Services
Anita Paju
Director of Banking Services
Anita Paju
Director of Banking Services
Assad Kazi
Chief Risk Officer
Assad Kazi
Chief Risk Officer
Assad Kazi
Chief Risk Officer
Rob Neal
Chief Compliance Officer
Rob Neal
Chief Compliance Officer
Rob Neal
Chief Compliance Officer
Rebecca Wright
Chief People Officer
Rebecca Wright
Chief People Officer
Rebecca Wright
Chief People Officer
Tim Waller
General Counsel
Tim Waller
General Counsel
Tim Waller
General Counsel
© LHV Bank Limited
LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767. LHV Bank Limited lending products are not included within the scope of this regulation. For more information, please see the Financial Services Register.
© LHV Bank Limited
LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767. LHV Bank Limited lending products are not included within the scope of this regulation. For more information, please see the Financial Services Register.
© LHV Bank Limited
LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767. LHV Bank Limited lending products are not included within the scope of this regulation. For more information, please see the Financial Services Register.