Protect Yourself Against Fraud and Scams
Welcome to the LHV Open Banking API portal! Gain secure access to key banking services and unlock new possibilities for innovation and financial product development.
What is Open Banking?
Open Banking is changing how individuals and businesses interact with banks. By securely sharing financial data with trusted providers, customers can access new services like budgeting tools, faster payments, and account insights. It’s part of the EU’s PSD2 (Payment Services Directive) regulation, promoting transparency, competition, and customer choice.
LHV’s Open Banking API follows the UK Open Banking standard, ensuring compliance, security, and ease of integration for developers.
Safe account scams: what you need to know
Our Open Banking API, built in cooperation with Salt Edge, adheres to the latest UK Open Banking Standard. Whether you're looking to access account information, initiate payments, or confirm available funds, our API provides a robust and secure platform to help you build innovative financial services.
Supported Services
Account Information Services (AIS)
Access account balances, transactions, and other information for LHV bank accounts.
Payment Initiation Services (PIS)
Facilitate secure payments directly from customers' bank accounts.
Confirmation of Funds (PIIS or CBPII)
Check whether a specific account has enough funds available for a transaction.
Technical Documentation
Explore our comprehensive technical specifications and start building today.
Our detailed documentation provides everything you need to get started, including endpoints, authentication methods, and more.
API Availability & Uptime
We understand the importance of reliability when it comes to financial services. Our Open Banking API aims for the highest availability, so your integration runs smoothly at all times.
We’re excited to work with you to shape the future of financial services through Open Banking. LHV’s API offers a secure, modern platform for innovation—whether you’re a fintech, business, or developer.