SME Products
Powering the growth of SMEs
Commercial Term Loan
£500,000 to £5,000,000
75% (Market Value basis)
Up to 5 years committed term (Repayment profiles can be up to 25 years)
- Capital and Interest (Up to 6 months Capital repayment holiday available)
- Interest Only (additional criteria applies)
1.5%
No Early Repayment Charges for variable interest rate loans
- First legal charge over freehold / long leasehold property in England or Wales
- Debentures and Guarantees considered on a case by case basis
Lump sum reductions allowed, minimum amount £50,000
Sole Traders*, Partnerships*, LLPs, UK registered Limited Companies, PLCs, SIPP and SSAS, Charities, Trusts and nominee structures domiciled in the UK, Overseas subsidiaries of UK domiciled companies if fully guaranteed by the UK domiciled parent, who are looking for funding secured against property (*borrowing requirement must be a non-regulated case)
Supports purchase / refinance / equity release of Commercial / Residential Property where the income to make repayments is from leases in place.
Owner-occupied trading premises located in England or Wales.
Commercial Investment Loan
£500,000 to £5,000,000
70% (Market Value basis)
Up to 5 years committed term (Repayment profiles can be up to 25 years)
- Capital and Interest (Up to 6 months Capital repayment holiday available)
- Interest Only (additional criteria applies)
1.5%
No Early Repayment Charges for variable interest rate loans
- First legal charge over freehold / long leasehold property in England or Wales
- Debentures and Guarantees considered on a case by case basis
Lump sum reductions allowed, minimum amount £50,000
Sole Traders*, Partnerships*, LLPs, UK registered Limited Companies, PLCs, SIPP and SSAS, Charities, Trusts and nominee structures domiciled in the UK, Overseas subsidiaries of UK domiciled companies if fully guaranteed by the UK domiciled parent, who are looking for funding secured against property (*borrowing requirement must be a non-regulated case)
Supports purchase / refinance / equity release of Commercial / Residential Property where the income to make repayments is from leases in place.
Commercial, industrial, office, retail, warehouses, light industrial units, Mixed Portfolios (incl. Residential & Commercial), land, hotels, retail units, student housing, housing association, HMOs, large BTL portfolios (8 properties or more), located in England, or Wales
Application Process
Submit your application
with the necessary financials, property details, and tenancy schedules (if applicable).
Indicative offer
Our team will promptly assess your request and provide an indicative offer.
Full underwriting
Accept the indicative offer and submit additional information for full underwriting.
Swift approval stage
Move on to the swift approval stage, guided by our experienced team.
Our Promise
We are committed to providing a seamless and efficient financing process, and our experienced team will work with you every step of the way, from application to approval and the release of funds.
Ready to work together?
Get in touch to learn more about our tailored SME Lending services.
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