Website terms of use

General information

  • The LHV website terms of use (hereinafter User Terms) apply to this website and its subpages (hereinafter Website) which belong to LHV Bank Limited (hereinafter LHV).
  • By accessing and using the Website, the user represents and warrants that he/she has examined the User Terms, understood them, and fully accepted them. In the event of a conflict between the User Terms and the terms and conditions of specific products and services, the latter shall prevail.

Information available on the Website

  • Although LHV has done all that is reasonable in order to ensure that the information (incl. the prices of securities and information concerning the transactions statistics) displayed on the Website is accurate and exhaustive, LHV does not guarantee the correctness of the information, nor shall LHV assume responsibility for the consequences of use of that information.
  • Securities market surveys, comments, opinions and forecasts regarding the prices of securities and general trends on securities markets reflect the subjective vision of the specialists of LHV. LHV shall not assume responsibility for the mentioned surveys, comments, opinions and forecasts nor for possible damages arising from the use of them. The surveys, comments, opinions and forecasts shall not be deemed to be investment recommendations unless expressly indicated otherwise.
  • By using the Website the user confirms that he/she shall not make his/her investment decisions based only on the surveys, comments, opinions and forecasts displayed on the Website.
  • The Website is not addressed to persons who are prohibited under applicable laws or regulations of their citizenship, domicile or residence from having access to the Website. Persons who are prohibited from using the information on this Website or who are in doubt whether they are permitted to use the information or not are kindly requested to leave the Website.

Limitation of liability

  • The contents of this Website are provided on an "as is" basis. LHV does not make any warranties about the Website or its contents. LHV shall not be liable for any damages arising from the use of the Website even if LHV was aware of an error on the Website. The limitation of liability specified in this clause does not apply if the damage resulting from the use of the website was caused by LHV intentionally or due to gross negligence.


  • The information made available on the Website, including the design and software, is the property of LHV unless provided otherwise, and it can be used only for personal purposes.
  • The reproduction, publication or transfer to third parties by other means of the surveys, comments, opinions, forecasts or other information available on the Website is forbidden without LHV’s prior written consent.


  • The links to third-party websites available on the Website are not an endorsement by LHV of any products or services provided on such websites. The use of such links is entirely at the user's own risk, and LHV accepts no responsibility or liability for the content, availability or use of such websites. LHV has not verified the truth, accuracy, reasonability, reliability or completeness of any content of such websites.

Applicable law and jurisdiction

  • This Website and the User Terms shall be governed by the laws of England & Wales. All disputes arising out of or in connection with the use of the Website and User Terms shall be resolved by the courts of England.